Can You Afford Health Care in Retirement?

The investing information provided on this page is for educational purposes only.  At age 65, some couples may need as much as $413,000 to cover health care costs in retirement, according to a January report from the Employee Benefit Research Institute. That’s an...

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6 Ways to Spring Clean Your Bank Accounts

Spring cleaning isn’t just for your closets or attic. It can apply to your finances, too. Taking the time to do a deep clean of your spending and deposits can help ensure you’re using minimal effort throughout the year to meet your saving and budgeting goals. Here are...

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Savings Forecast: Are Rates Going Up or Down?

The highest savings interest rates today are around 5% — about 10 times what they were two years ago. The elevated bank yields have been good for savers. But will rates continue to climb? Or is this the year they start to fall? We can’t predict the future with 100%...

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5 Credit Card Trends to Watch for in 2024

While a recession never materialized in 2023, it was still a tough year financially. Interest rates and costs continued to climb, leaving many consumers turning to their credit cards — and taking on more debt — to make ends meet. According to NerdWallet’s 2023...

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6 Ways to Use a Tax Refund to Jump-start Financial Goals

The investing information provided on this page is for educational purposes only.  A tax refund can be an opportunity to advance financial goals, whether you need a shovel to dig your way out of debt or a launching pad to generate more income. The average tax refund...

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Should You Care About Your Partner’s Credit Score?

Discussing credit scores with your partner isn’t anyone’s idea of pillow talk. But the conversation can provide important clues about your beloved’s history with money and what your financial future together could look like. Why do credit scores matter, and are they...

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5 Must-Know Tax Breaks for the 2024 Filing Season

Wondering which tax breaks you might be able to take advantage of this year? It might help to first take stock of any major financial decisions or changes you made last year. Home upgrades, a new electric vehicle purchase or paying down some student loan interest are...

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What to Do About Debt in Retirement

From taking on side work to strategically downsizing, here are ways to help you tackle retirement debt. A growing number of older adults are in debt in retirement, according to the 2022 Survey of Consumer Finances from the Federal Reserve. Among people ages 65 to 74,...

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