20% Down? The Myth That Could Be Holding Home Buyers Back

More than half of Americans still think a 20% is required to buy a home. This longstanding myth could get in the way of homeownership goals. Scraping together a down payment for a home is a challenge, especially in today’s housing market. But one persistent financial...

Impulse Buys May Be Ruining Some Americans’ Finances

A new NerdWallet survey finds that 22% of Americans have made impulse purchases that have significantly impacted their finances in the past 12 months. Long gone are the days where impulse buying meant grabbing an unplanned candy bar or magazine in the checkout line....

4 Tips for Launching a Side Hustle at Any Age

Launching a successful side hustle requires embracing your passion and life experience. When it comes to launching a side hustle after years of experience in the working world, Kathy Kristof, founder of the website SideHusl.com, says you have a choice: Either start...

A Rule of Thumb for Tapping Home Equity

A simple rule can prevent you from overdoing it with a home equity line of credit. You plan to keep your house for a long time. But it needs some work. Renovations are expensive, and you want to avoid getting in over your head when you borrow against equity. With that...

4 Steps to Becoming Debt-Free in 2025

From consolidating your debts to building an emergency fund, these four steps will put you on the path to becoming debt-free in 2025. The end-of-year holidays can be a particularly indulgent time, full of looser schedules, crowded dinner plates and, yes, overextended...