How to Go Cashless While Also Avoiding Credit Card Debt

Tracking your spending, using prepaid cards and setting low credit limits can prevent you from spending money you don’t have when using digital payment methods. Consumers broke up with cash during the COVID-19 pandemic, and it doesn’t appear that they’re rushing...

Slash Your Bills With a Phone Call: 7 Pro Negotiating Tips

If you’re looking to cut expenses before the holidays, being polite, knowing competitor rates and highlighting your loyalty may help you save on your bills. As we get deeper into the holiday season, it may feel like your expenses are piling up. Reducing your monthly...

5 Ways to Winterize Your Home and Protect Your Budget

Investing in a few home maintenance projects now could help reduce your costs when the cold weather hits. Not only can you trim your heating expenses, but you can also avoid unexpected emergency repairs later. “There are a lot of things you can do for free,” says...

Need Credit Card Debt Relief? Debt Management Could Help

Not everyone will qualify for hardship programs or find the terms affordable. In those cases, credit counseling may help get your debt under control. When you’re having trouble paying a credit card bill due to circumstances beyond your control, some credit card...

Six Tips to Reduce Holiday Spending

If holiday gift giving is part of your culture and traditions, there are many ways to show your fondness for friends and loved ones without breaking your budget. With a little planning, you can reduce the added pressure that comes with holiday gifting, and make sure...