2023 Home Buyers Hope to Spend $200K — Here’s What’s Realistic
A little optimism can help propel you when things get difficult in the homebuying market. But if you’re feeling too good about your chances of buying this year — good in ways simply not justified given the current economic conditions — you could find yourself...
7 Ways to Organize Your Financial Life for 2023
January is a great time to create a checklist for yourself and set a plan for how you can better prepare for the year ahead. This checklist will help you create a better plan of realistic goals for the short-term and long-term. Consumer Reports encourages you to be...
5 Ways to Build Your Credit Score in 2023
You’ve got big financial plans for 2023. Maybe they include buying a home or car, or getting a new travel rewards credit card to help pay for your next trip. There’s a key piece of these plans you may not have considered: building your credit score. A better credit...
Five Tips to Keep you Safe this Holiday Season
Due to inflation, global shipping and delivery rates have been affected, so it’s best to get ahead of your holiday shopping. While you might consider doing your last-minute shopping online, Tokenex advises you to keep your eyes open because cybercriminals can be...
Five Ways to Prepare for the Holiday Season
The holidays are just around the corner and searching for a great deal for that special someone can get expensive. Thoughtful and memorable gifts do not have to break the bank. Allegecy says that the holidays do not have to cost an arm and a leg to make the day...
What the November Fed Rate Increase Means for Your Bank Accounts
Expect higher rates on savings and CDs. The best yields are at or higher than 3%. Your savings account rate might change for the better this November. The reason? The Federal Reserve raised the federal funds rate by three-quarters of a percentage point, or 0.75%, on...
Airline Prices Are Going Up, in More Ways Than One
Prices seem to be rising everywhere you look. From a dozen eggs to a gallon of gas, common products are more expensive now than they used to be. Even so, over the last decade until this year, airline prices were a notable exception to rising costs. According to data...
3 Lessons I Wish I’d Learned Sooner About Booking Travel
Almost every trip teaches me something about myself, the world and what not to do next time. Here are three hard-won travel lessons that may help you learn from my mistakes. Cobbling together flights isn’t worth the savings Whenever possible, I book nonstop flights....
Answers for Your HELOC Questions in 10 Words or Less
Pop quiz: How much home equity do you have? If you haven’t done the math in a while, that number may be bigger than you think. “There’s a record amount of equity out there right now,” says Molly Boesel, a principal economist at CoreLogic, a property information and...
Do You Want It, or Are You Sad? How Feelings Affect Finances
When was the last time you made a sound decision while wiping away tears? Or shaking in fury? Or sweating with stress? Your judgment was probably off during those emotional moments. Maybe you said something you later regretted — or got bangs. Or maybe you tapped a...