Regular Savings

Access your account through lobby banking, Online Banking, Touch Tone Teller or through the ATM. Convenient Direct Deposit and Payroll Deduction plans are available. A minimum balance of $5.00, which represents your share in the Credit Union, is required at all times. Pays dividends on minimum balance of $1,000.00.

Christmas Club

The Christmas Club account runs from October to September. These funds become available EARLY for holiday shopping and bills. Deposits can be made through convenient Payroll Deduction. Minimum balance to earn dividends is $1,000.00.

Vacation Club

The Vacation Club helps you save for those much needed vacations. Deposits are made in the same way as for a Share Account. Minimum balance to earn dividends is $1,000.00.

VISA Savings

The VISA savings account is a sub-account of your main savings that allows you to save back for your monthly KH Network VISA payment. Members may also use this account to save for any other purpose. Minimum balance to earn dividends is $1,000.00.

Share Certificates

Banks call them CDs, the Credit Union calls them Share Certificates. They pay a higher rate of interest on savings. Share Certificates can be purchased at a variety of rates and terms. A minimum deposit of $500.00 is required.

Money Market Accounts

The Money Market Account is our highest earning savings account. Earnings are based on five tiers, depending on the account balance. The five tiers are:

      • Money Market Tier 1 $5,000
      • Money Market Tier 2 $10,000
      • Money Market Tier 3 $25,000
      • Money Market Tier 4 $50,000
      • Money Market Tier 5 $100,000


Individual Retirement Accounts or Arrangements (IRAs) are a safe way to build savings for retirement. – Visit for more information about eligibility requirements.


Health Savings Accounts (HSAs) are designed to give consumers more control over their health coverage. – Visit for more information about eligibility requirements.

Direct Deposit & Online Statements