Share Rates

All rates below are effective NOVEMBER 17, 2022

Account Rate APY
Main Share (Minimum Balance $1,000.00) 0.08% 0.08%
Christmas Club (Minimum Balance $1,000.00) 0.08% 0.08%
Vacation Club (Minimum Balance $1,000.00) 0.08% 0.08%
VISA Club (Minimum Balance $1,000.00) 0.08% 0.08%
Blue Ribbon Savings (Minimum Balance $2,500.00) 0.10% 0.10%
HSA Checking 0.80% 0.80%
Free Checking 0.00% 0.00%
Perks Checking 0.00% 0.00%
Perks Plus Checking (Minimum Balance $2,500) 0.20% 0.20%
Blue Ribbon Checking (no longer offered – Minimum Balance $2,500) 0.05% 0.05%
Gold Checking (no longer offered – Minimum Balance $25,000) 0.05% 0.05%

Money Market Accounts

All rates below are effective November 17, 2022

Account Rate APY
Money Market Rate Tier 1 (Minimum Balance $5,000.00) 2.00% 2.02%
Money Market Rate Tier 2 (Minimum Balance $10,000.00) 2.10% 2.12%
Money Market Rate Tier 3 (Minimum Balance $25,000.00) 2.20% 2.22%
Money Market Rate Tier 4 (Minimum Balance $50,000.00) 2.30% 2.32%
Money Market Rates Tier 5 (Minimum Balance $100,000.00) 2.40% 2.42%

Share Certificates of Deposits

All rates below are effective November 17, 2022

Account Rate APY Years Ahead Rate/Yield Jumbo ($50,000+) Rate/Yield Years Ahead with Jumbo Rate/Yield
6 Months 3.15% 3.19% 3.25% / 3.30% 3.25% / 3.30% 3.35% / 3.40%
12 Months 3.40% 3.45% 3.50% / 3.55% 3.50% / 3.55% 3.60% / 3.66%
24 Months 3.55% 3.61% 3.65% / 3.71% 3.65% / 3.71% 3.75% / 3.81%
36 Months 3.75% 3.81% 3.85% / 3.92% 3.85% / 3.92% 3.95% / 4.02%
48 Months 4.00% 4.07% 4.10% / 4.17% 4.10% / 4.17% 4.20% / 4.28%
60 Months 4.15% 4.23% 4.25% / 4.33% 4.25% / 4.33% 4.35% / 4.43%

Years Ahead Members earn a Premium on any Share Certificate

A Premium is also paid on Jumbo Share Certificates ($50,000.00 or more)

Each Account Insured up to $250,000.00 by the National Credit Union Administration

A penalty of 90 Days Interest will be imposed for early withdrawal for Share Certificates with maturities up to and including 12 months

A penalty of 365 Days Interest will be imposed for early withdrawal for Share Certificates with maturities greater than 12 months

KH Credit Union also offers Roth and Traditional IRA Share Certificates with the same premiums offered on our regular Share Certificates

Minimum Deposit is $500.00 (rates subject to change)

For more information, please call 937-558-9070.

 

Individual Retirement Accounts (IRAs)

All rates below are effective November 17, 2022

SAVE FOR RETIREMENT WITH KH Credit Union
We offer Traditional and Roth IRAs.
Open, Transfer, or Rollover an IRA at these great rates:

Account Rate APY Years Ahead Rate/Yield Jumbo ($50,000+) Rate/Yield Years Ahead with Jumbo Rate/Yield
12 Months 3.40% 3.45% 3.50% / 3.55% 3.50% / 3.55% 3.60% / 3.66%
24 Months 3.55% 3.61% 3.65% / 3.71% 3.65% / 3.71% 3.75% / 3.81%
36 Months 3.75% 3.81% 3.85% / 3.92% 3.85% / 3.92% 3.95% / 4.02%
48 Months 4.00% 4.07% 4.10% / 4.17% 4.10% / 4.17% 4.20% / 4.28%
60 Months 4.15% 4.23% 4.25% / 4.33% 4.25% / 4.33% 4.35% / 4.43%

To make an appointment call Courtney McGuffee at 937-558-9070.

Each Account Insured up to $250,000.00 by the National Credit Union Administration

A penalty of 90 Days Interest will be imposed for early withdrawal for Share Certificates with maturities up to and including 12 months

A penalty of 365 Days Interest will be imposed for early withdrawal for Share Certificates with maturities greater than 12 months

Minimum Deposit is $500.00 (rates subject to change)