Busting 5 Common Credit Misconceptions

Maintaining solid credit can open doors to financial goals, but misunderstanding how credit works can make your efforts futile. As part of the 2024 State of Consumer Credit study, a NerdWallet survey conducted online by The Harris Poll asked more than 2,000 adults a...

Is the 60/30/10 Budget Right for You?

The 60/30/10 budget may help you better manage your expenses in an economy with high inflation. You may have heard of the 50/30/20 budget. With this popular budgeting method, you allocate up to 50% of your after-tax income for needs like your rent or mortgage, 30% for...

Best Things to Buy (and Skip) on Amazon: A Nerdy List

It’s hard to believe Amazon.com started back in July 1995 as an online retailer that sold books only. Almost 30 years later, it’s likely the first place you look when you get the idea to buy anything. Retailers like Walmart, Best Buy and Target can be...

At Risk of Missing a Credit Card Payment? Act Now to Lessen Impact

When a credit card payment due date is approaching and there’s not enough money, your next move could be critical to your finances. From refreshing your budget to evaluating debt payment options, creating a plan as early as possible could keep costs manageable and...

5 Financial Steps for New College Grads in Their First Jobs

It’s college graduation season, a time to celebrate the years of hard work and effort you’ve invested in your education and career development. Hopefully, the future feels full of endless possibilities. But there’s also an undeniable reality: those possibilities cost...