Fed Rate Trimmed: What Does It Mean For You?

The federal funds rate is now 4%-4.25%. Further 2025 cuts are likely. For the first time in 2025, the Fed has cut rates. That means two things for consumers: Borrowing will get cheaper, but savings returns won’t be as high. It will take time for either effect to take...

Four Frequent Money Worries – And What To Do About Them

Nearly 4 in 5 Americans agree — the state of their finances is a matter for concern. More precisely, 79% had specific concerns when asked about their “current financial situation” earlier this year, in an April 2025 NerdWallet survey conducted online by The Harris...

Earning More Doesn’t Make You Immune to Credit Card Debt

After hustling your way to an income level beyond your wildest dreams, you finally don’t need to be quite so frugal. But a combination of lifestyle creep and unexpected costs can quickly eat into those extra earnings. According to a NerdWallet survey from November...

Big Paychecks, Big Regrets: How to Avoid Splurge Pitfalls

Gene Caballero learned a hard lesson when he bought himself a Tesla, thinking it would be “the perfect upgrade” — and then discovered that it was hard to find an apartment in Nashville, Tennessee with sufficient electric vehicle chargers. “It’s become a headache...

Many Americans are Stressed About Money, 6 Ways to Cope

About half of Americans (51%) say they regularly stress out about money, according to an April 2025 NerdWallet survey, conducted online by The Harris Poll. That stress hits some groups of Americans harder than others. According to the survey, women are more likely to...