A Rule of Thumb for Tapping Home Equity

A simple rule can prevent you from overdoing it with a home equity line of credit. You plan to keep your house for a long time. But it needs some work. Renovations are expensive, and you want to avoid getting in over your head when you borrow against equity. With that...

4 Steps to Becoming Debt-Free in 2025

From consolidating your debts to building an emergency fund, these four steps will put you on the path to becoming debt-free in 2025. The end-of-year holidays can be a particularly indulgent time, full of looser schedules, crowded dinner plates and, yes, overextended...

As Hacks Surge, Protect Your Social Security Number

Social Security numbers are vital for getting jobs, filing taxes, receiving government benefits and much more; they’re also becoming increasingly vulnerable to identity theft. In August 2024, news broke that nearly 3 billion Social Security numbers were reportedly...

Weekly Mortgage Rates Drop as Home Sales Stall

Mortgage rates dipped below 7% this week as the housing market continued to snuggle into its winter hibernation. The average rate on the 30-year fixed-rate mortgage fell 12 basis points to 6.94% in the week ending Jan. 23, according to rates provided to NerdWallet by...

As Hacks Surge, Protect Your Social Security Number

Social Security numbers are vital for getting jobs, filing taxes, receiving government benefits and much more; they’re also becoming increasingly vulnerable to identity theft. In August 2024, news broke that nearly 3 billion Social Security numbers were reportedly...