Should You Care About Your Partner’s Credit Score?
Discussing credit scores with your partner isn’t anyone’s idea of pillow talk. But the conversation can provide important clues about your beloved’s history with money and what your financial future together could look like. Why do credit scores matter, and are they...
Building Financial Resilience Can Help You Ride Out Tough Times
The investing information provided on this page is for educational purposes only. Financial resilience provides a safety net that you might rarely use — but when you need it, you’ll be glad you have it. “A household is financially resilient if they are prepared to...
5 Must-Know Tax Breaks for the 2024 Filing Season
Wondering which tax breaks you might be able to take advantage of this year? It might help to first take stock of any major financial decisions or changes you made last year. Home upgrades, a new electric vehicle purchase or paying down some student loan interest are...
What to Do About Debt in Retirement
From taking on side work to strategically downsizing, here are ways to help you tackle retirement debt. A growing number of older adults are in debt in retirement, according to the 2022 Survey of Consumer Finances from the Federal Reserve. Among people ages 65 to 74,...
5 Signs You Should Consolidate Your Credit Card Debt in 2024
Summer 2023 marked a new high for Americans’ total credit card debt, with balances passing $1 trillion for the first time in history, according to the Federal Reserve Bank of New York. While the holidays tend to be a reflective time, the definitive flip of the...
4 Strategies for Using Side Hustles to Fund Retirement Savings
The investing information provided on this page is for educational purposes only. At the start of 2022, I panicked after realizing I was in my early thirties with only about $4,000 saved for retirement. Once the panic subsided, my solution was to use side hustles to...
Buying a House in 2024: How to Overcome the Challenges
From high prices to low inventory, potential home buyers know it’s gnarly out there. But if you’re ready for homeownership, the long-term benefit of buying often outweighs the pain of toughing out the search — even these days. Think of it like your 5 a.m. spin class:...
Credit Card Debt Weighing on You? Some Small Steps Can Pay Off
Credit card debt is an unfortunate reality for many today. Americans owe over $1 trillion in credit card debt, according to recent data from the Federal Reserve Bank of New York. And with steep interest rates and a high cost of living, the end of the road with debt...
Preventing Elder Fraud and Financial Exploitation
Seniors are the fastest growing population segment in Ohio and the Scripps Gerontology Center projects more than 1 in 4 Ohioans will be age 60 and older by 2025. Unfortunately, that growth has contributed to high rates of fraud and financial exploitation targeting the...
How to Plan for Monthly Car Costs
The average cost of total car ownership in the U.S. rose 16% from 2019 to 2022, according to the U.S. Bureau of Transportation Statistics. A new study from NerdWallet conducted by The Harris Poll finds that this cost is wearing on American vehicle owners. The study —...