The Best Time to Book Holiday Travel Is Very Soon
If your swimsuit is still drying from your last trip or you’re packing for a Labor Day getaway, traveling for Thanksgiving or the winter holidays probably isn’t top of mind. And remember last year when people were procrastinating and finding last-minute holiday travel...
Consumers with higher credit scores benefit financially
As we move into the fall, it's a good time to review your overall credit score and take steps to move it in a positive direction before the holiday shopping season. Closely managing your credit score is important, especially since consumers are reporting access to...
What to Consider Before Budgeting With the Cash-Stuffing Method
The cash-stuffing method of budgeting revives the popularity on an old concept. When Giovanna “Gigi” Gonzalez wanted to cut back on her food spending, the finance expert and money coach applied what is known as the “cash-stuffing” method of budgeting. She put the cash...
How to Pay for an Expensive Summer Move
Packing your things and moving to a new home is a financial hurdle even in the best of times, but higher demand for moving-related services in the summer can send prices skyrocketing. If you’re wondering how to pay for an upcoming move, there are financing options,...
6 Tips to Help Pay Down Student Loans
College graduation can bring both excitement and anxiety for students gearing up for the next stage of life. While employment prospects for 2023 grads are mostly positive, many are starting their professional careers with a lot of debt, which can be overwhelming. The...
Shopping on Social Media the Smart Way
Nearly half of U.S. consumers have made purchases on social media, but social shopping comes with its own set of potential perils. When Ziwei Cong bought some sweatpants that caught her eye during a livestream shopping event on social media, she was disappointed when...
Marriage and Money: 5 Truths to Tell Before You Tie the Knot
Wedding bells are ringing, and if you’re heading off to get hitched, it’s time to talk money with your spouse-to-be. A new NerdWallet survey on financial infidelity found that more than 2 in 5 Americans who have a significant other (43%) say they have withheld or lied...
When Should You Pay with Cash, Debit, or Credit?
There are many advantages and disadvantages to using cash, debit, or credit for your spending needs. When should I use cash? Cash is still the best option for small transactions. It is also helpful when shopping at places that don't accept debit or credit cards....
It’s Time to Set and Vet Money Goals Midyear
If you set money goals for 2023 back in January, now can be a smart time to check in on your progress. And if you didn’t, it’s not too late to create goals for the next six months and beyond. “If you don’t have your goals, everyone is so busy with life that a year...
How to Kick-Start Your Retirement Savings
A NerdWallet study found that a majority of Americans don't have a retirement-specific savings account, but it's easier than you might think to get started. Do you have a retirement savings account? If the answer is no, you’re among millions of Americans who don’t....