How to Spot — and Avoid — Personal Loan Scams
When you need to borrow cash, the last thing you want to encounter is a fraudster plotting to steal money from you. But as people increasingly shop for personal loans online, scammers are ready to take advantage. Consumers reported losing nearly $8.8 billion in losses...
4 Things That Could Impact Your Credit in 2024
Credit is top of mind for many folks going into 2024. Nearly 4 in 5 Americans (79%) say they are trying to improve their credit, according to a recent survey from NerdWallet. Getting ahead of surprises will go a long way in protecting your credit. Here are four things...
How the Fed Affected Your Savings Account in ’23 and What’s Next
Savers end 2023 on a high note. But a Fed rate pause may extend to 2024. In a year that saw the federal funds rate reach its highest level in more than two decades, high-yield savings accounts are earning some of the best rates we’ve seen in a while. This means savvy...
2023 Money Regrets Can Pave the Way for Next Year’s Goals
It’s almost that time, when everyone resolves to do better and achieve more in the coming year. And a new survey suggests that some people may be fueling their 2024 resolutions with the financial regrets of 2023. About two-thirds (67%) of Americans have financial...
Knock Down These 5 Roadblocks to Improving Credit
If you’re working on your credit score, it may feel like an uphill battle. Nearly 4 in 5 Americans (79%) say they’re trying to improve their credit right now, according to a new NerdWallet report. But half of Americans (50%) say there are roadblocks to doing so. Here...
7 Tax To-Dos Before End-of-Year
As we near the end of 2023, a little bit of planning could help you find ways to reduce what you owe in taxes come April. Here are seven things to consider: 1. Check your filing status Big life changes such as births, deaths and marriages can greatly affect...
5 Ways to Save Money and Time During the Holidays at Disney World
The winter holidays are one of the best times to visit Walt Disney World. The parks and hotels are decked out in fresh decor and there’s no shortage of holiday-themed entertainment. Characters turn up for photos wearing winter garb while some rides get festive...
Short-term, low-risk ways to grow savings
Recently, trying to invest and save for the future has felt like a never-ending cycle of highs and lows for many people. Those investing for longer-term goals, such as retirement, may be able to afford to ride out the market swings. But what if you need money sooner? ...
5 Questions to Ask Before You Buy Now, Pay Later for the Holidays
Shoppers gearing up for the 2023 holiday season won’t have to look hard for a convenient way to pay for all those presents. “Buy now, pay later,” a type of payment plan that divides the total cost of your purchase into smaller installments, is offered at most major...
Finance Nerds Share Tips for Managing Holiday Budgets and Stress
Holidays are meant to be full of love, but sometimes they’re full of stress and anxiety. One of the culprits can be the unspoken financial commitment of family dinners, travel and chaotic gift-buying. Sometimes the stress is beyond your control, but there are some...