5 Credit Card Scams to Watch Out for This Holiday Season
In the list of things you want to be doing around the holidays, fending off scam artists has to be at the bottom. And yet, the holidays can be a prime time for scammers hoping to take advantage of the busy season. One fraudulent transaction is easily overlooked in a...
9 Tactics for Home Buyers Grappling With High Mortgage Rates
Mortgage rates have risen to their highest levels in more than 20 years, making it harder to afford a home. And yet, out of necessity or desire, hundreds of thousands of people buy homes every month. With the 30-year fixed rate topping 7%, NerdWallet asked real estate...
5 Options if You’re Crushed by Student Loan and Credit Card Debt
The return of federal student loan payments in October has the potential to derail your finances, especially if you’re already struggling with credit card payments. One in five student loan borrowers have risk factors that suggest they could struggle with student loan...
3 Ways to Stretch Your Dollar on a European Vacation in 2023
European travel is — by some metrics — bigger this year than it was pre-pandemic. In the first six months of 2023, 43% more Americans flew to Europe compared to the same period in 2022 and 4% more than the same period in 2019. Those figures come from the U.S....
From ‘I Do’ to IDR: How SAVE Impacts Spouses With Student Loans
The latest income-driven repayment (IDR) plan has been touted as the most generous student loan plan ever — and it could give greater flexibility to married couples with student debt. Dubbed Saving on a Valuable Education (SAVE), this new IDR plan replaces an existing...
The Best Time to Book Holiday Travel Is Very Soon
If your swimsuit is still drying from your last trip or you’re packing for a Labor Day getaway, traveling for Thanksgiving or the winter holidays probably isn’t top of mind. And remember last year when people were procrastinating and finding last-minute holiday travel...
Consumers with higher credit scores benefit financially
As we move into the fall, it's a good time to review your overall credit score and take steps to move it in a positive direction before the holiday shopping season. Closely managing your credit score is important, especially since consumers are reporting access to...
What to Consider Before Budgeting With the Cash-Stuffing Method
The cash-stuffing method of budgeting revives the popularity on an old concept. When Giovanna “Gigi” Gonzalez wanted to cut back on her food spending, the finance expert and money coach applied what is known as the “cash-stuffing” method of budgeting. She put the cash...
How to Pay for an Expensive Summer Move
Packing your things and moving to a new home is a financial hurdle even in the best of times, but higher demand for moving-related services in the summer can send prices skyrocketing. If you’re wondering how to pay for an upcoming move, there are financing options,...
6 Tips to Help Pay Down Student Loans
College graduation can bring both excitement and anxiety for students gearing up for the next stage of life. While employment prospects for 2023 grads are mostly positive, many are starting their professional careers with a lot of debt, which can be overwhelming. The...