3 Steps to Take After Transferring a Balance to a New Credit Card
Moving the debt is just the first step. Have a game plan for paying down the balance before the interest-free period ends. Of the debt held by the major credit card issuers, 82% of that amount is revolving — that is, carried over from month to month — according to the...
Remodel or Move? How to Decide
After four years of living in her home in Athens, Georgia, experienced house flipper Charissa Bright realized she needed more space and an updated layout for herself, her husband and their two teenage boys. It was 2021, and working from home meant that her own office...
Home Sellers and Buyers: What You Must Know for 2025
Home prices shouldn't rise dramatically in 2025, but don't expect mortgage rates to fall much. The year promises a mix of good and harsh news. The good news: Buyers will have more properties to choose from. Home prices won’t skyrocket. Mortgage rates might drop, to...
4 Ways to Hit Your Family Savings Goals in 2025
The investing information provided on this page is for educational purposes only. If you have a family, you likely have multiple savings goals — saving for your kid’s college education, putting money away for retirement and budgeting for your next family vacation....
How to Go Cashless While Also Avoiding Credit Card Debt
Tracking your spending, using prepaid cards and setting low credit limits can prevent you from spending money you don't have when using digital payment methods. Consumers broke up with cash during the COVID-19 pandemic, and it doesn’t appear that they’re rushing to...
Slash Your Bills With a Phone Call: 7 Pro Negotiating Tips
If you’re looking to cut expenses before the holidays, being polite, knowing competitor rates and highlighting your loyalty may help you save on your bills. As we get deeper into the holiday season, it may feel like your expenses are piling up. Reducing your monthly...
5 Ways to Winterize Your Home and Protect Your Budget
Investing in a few home maintenance projects now could help reduce your costs when the cold weather hits. Not only can you trim your heating expenses, but you can also avoid unexpected emergency repairs later. “There are a lot of things you can do for free,” says...
Need Credit Card Debt Relief? Debt Management Could Help
Not everyone will qualify for hardship programs or find the terms affordable. In those cases, credit counseling may help get your debt under control. When you’re having trouble paying a credit card bill due to circumstances beyond your control, some credit card...
Six Tips to Reduce Holiday Spending
If holiday gift giving is part of your culture and traditions, there are many ways to show your fondness for friends and loved ones without breaking your budget. With a little planning, you can reduce the added pressure that comes with holiday gifting, and make sure...
Survey: Majority of Americans Have Money Regrets in 2024
Nearly 7 in 10 Americans (69%) say they have financial regrets for 2024, according to a new NerdWallet survey. It’s nearly the end of the year and a majority of Americans have regrets about their money moves, or lack thereof, in 2024 Whether they set New Year’s...