4 Steps to Becoming Debt-Free in 2025
From consolidating your debts to building an emergency fund, these four steps will put you on the path to becoming debt-free in 2025. The end-of-year holidays can be a particularly indulgent time, full of looser schedules, crowded dinner plates and, yes, overextended...
As Hacks Surge, Protect Your Social Security Number
Social Security numbers are vital for getting jobs, filing taxes, receiving government benefits and much more; they’re also becoming increasingly vulnerable to identity theft. In August 2024, news broke that nearly 3 billion Social Security numbers were reportedly...
Weekly Mortgage Rates Drop as Home Sales Stall
Mortgage rates dipped below 7% this week as the housing market continued to snuggle into its winter hibernation. The average rate on the 30-year fixed-rate mortgage fell 12 basis points to 6.94% in the week ending Jan. 23, according to rates provided to NerdWallet by...
As Hacks Surge, Protect Your Social Security Number
Social Security numbers are vital for getting jobs, filing taxes, receiving government benefits and much more; they’re also becoming increasingly vulnerable to identity theft. In August 2024, news broke that nearly 3 billion Social Security numbers were reportedly...
Nearly 25% of U.S. Pet Owners Insure Their Pets. Should You?
Our pets are our cute, lovable companions, and just like everyone else under our roof, they come with their share of expenses. However, unlike a roommate, you can’t expect your pet to help foot its share of the bills. Of the two-thirds (67%) of Americans who are pet...
3 Steps to Take After Transferring a Balance to a New Credit Card
Moving the debt is just the first step. Have a game plan for paying down the balance before the interest-free period ends. Of the debt held by the major credit card issuers, 82% of that amount is revolving — that is, carried over from month to month — according to the...
Remodel or Move? How to Decide
After four years of living in her home in Athens, Georgia, experienced house flipper Charissa Bright realized she needed more space and an updated layout for herself, her husband and their two teenage boys. It was 2021, and working from home meant that her own office...
Home Sellers and Buyers: What You Must Know for 2025
Home prices shouldn't rise dramatically in 2025, but don't expect mortgage rates to fall much. The year promises a mix of good and harsh news. The good news: Buyers will have more properties to choose from. Home prices won’t skyrocket. Mortgage rates might drop, to...
4 Ways to Hit Your Family Savings Goals in 2025
The investing information provided on this page is for educational purposes only. If you have a family, you likely have multiple savings goals — saving for your kid’s college education, putting money away for retirement and budgeting for your next family vacation....
How to Go Cashless While Also Avoiding Credit Card Debt
Tracking your spending, using prepaid cards and setting low credit limits can prevent you from spending money you don't have when using digital payment methods. Consumers broke up with cash during the COVID-19 pandemic, and it doesn’t appear that they’re rushing to...