How to Create a Spending Plan

The investing information provided on this page is for educational purposes only. We hear a lot about the importance of saving money, but what if learning how to spend is just as important? Michael Hunsberger, a certified financial planner and owner of Next Mission...

Homebuying Tips This Season for Markets Hot and Cold

Want to be a successful home buyer this spring and summer? Act decisively and swiftly, whether your market is hot or cool. That’s the advice from real estate agents in Boston (a hot, fast-selling market where buyers tussle over scarce houses) and in Dallas (a cooler,...

4 Factors That Could Affect Your Debt — and What You Can Do

Reducing debt is Americans’ top financial priority for 2025. That’s according to the CFP Board of Standard’s Debt and New Year’s Resolutions Report. It’s an understandable goal: Household debt is at an all-time high, delinquencies are rising and policy changes under a...

Are you on track for retirement? Here’s how to check

The investing information provided on this page is for educational purposes only. NerdWallet, Inc. does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. Whether...

Buy, Build or Fix: Basics for Home Buyers

Hoping to buy a home in 2025? You’re not alone: According to a survey commissioned by NerdWallet and conducted online by The Harris Poll in November 2024, 15% of Americans plan to buy a home in the next 12 months. That is the highest share since we first asked that...

When to Splurge and When to Save

Splurging can be a smart move, but it often requires proactive planning. Sometimes, even budgeting experts say it’s OK to splurge. For Jen Smith, co-host of the “Frugal Friends Podcast” and co-author of “Buy What You Love Without Going Broke,” responsible splurging...