Helping Family With Bills? Set Boundaries Before It Costs You

New data suggests that some households are providing financial help to loved ones even with strained budgets of their own. When family asks for money help, your decision can be muddied by guilt, obligation, cultural expectations and a desire to make sure loved ones...

10 Credit Card Benefits That Are Often Oversold

Credit card marketing contains a lot of fluff. Pay attention to what features really matter, and ignore the stuff you’d get with any card. To stand out in the highly competitive credit card market, issuers often load up their advertising with features and perks that...

How to (Safely) Borrow from Your Home Equity

A simple rule can prevent you from overdoing it with a home equity line of credit. Home equity lines of credit, or HELOCs, come with a lot of benefits. These include flexibility, low rates (compared to personal loans and credit cards) and a long payoff window. The...

Worried About Insurance Rates? Your Loyalty Might Be Costing You

Nearly half of insured Americans are stressed by the cost of insurance, but few are shopping around or switching. Insurance rates have skyrocketed since the pandemic, and jaw-dropping renewal notices have left many consumers stretched thin when it comes to protecting...

7 Ways to Unlock Travel Rewards Without a Credit Card

A travel credit card is typically the easiest and most direct way to earn points or miles, but you can do so without one when you put in some extra effort. Even if you don’t have a travel credit card, you can still find ways to save on your next trip. Airline and...

When to Ignore Homebuying Advice

As soon as I saw it, I knew it was a gardener’s house. Full sun. Full composter. Native perennials. While the raised beds had seen better days, the soil within them was soft and lovingly tended. It was exactly the kind of place my husband and I had been waiting to...