5 Options if You’re Crushed by Student Loan and Credit Card Debt

The return of federal student loan payments in October has the potential to derail your finances, especially if you’re already struggling with credit card payments. One in five student loan borrowers have risk factors that suggest they could struggle with student loan...

3 Ways to Stretch Your Dollar on a European Vacation in 2023

European travel is — by some metrics — bigger this year than it was pre-pandemic. In the first six months of 2023, 43% more Americans flew to Europe compared to the same period in 2022 and 4% more than the same period in 2019. Those figures come from the U.S....

From ‘I Do’ to IDR: How SAVE Impacts Spouses With Student Loans

The latest income-driven repayment (IDR) plan has been touted as the most generous student loan plan ever — and it could give greater flexibility to married couples with student debt. Dubbed Saving on a Valuable Education (SAVE), this new IDR plan replaces an existing...

The Best Time to Book Holiday Travel Is Very Soon

If your swimsuit is still drying from your last trip or you’re packing for a Labor Day getaway, traveling for Thanksgiving or the winter holidays probably isn’t top of mind. And remember last year when people were procrastinating and finding last-minute holiday travel...

Consumers with higher credit scores benefit financially

As we move into the fall, it’s a good time to review your overall credit score and take steps to move it in a positive direction before the holiday shopping season. Closely managing your credit score is important, especially since consumers are reporting access...

What to Consider Before Budgeting With the Cash-Stuffing Method

The cash-stuffing method of budgeting revives the popularity on an old concept. When Giovanna “Gigi” Gonzalez wanted to cut back on her food spending, the finance expert and money coach applied what is known as the “cash-stuffing” method of budgeting. She put the cash...