Overwhelmed by Debt? Ease Into a Plan With These Expert Tips

Financial therapists recommend small steps at your own pace, including engaging in comforting routines, finding a support buddy and celebrating progress with treats. When debt feels overwhelming, it can be hard to imagine how any general one-size-fits-all advice can...

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Should I Pay Off Loans or Save?

The investing information provided on this page is for educational purposes only.  Over on Reddit, someone recently asked for help deciding whether or not to pay off student loans early. Should they get rid of the relatively low interest rate loans or keep paying the...

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What Is Revenge Saving (and Should You Be Doing It)?

The investing information provided on this page is for educational purposes only. Madison Hayes considers herself to be in her “full-blown revenge saving era.” During the pandemic and the real estate boom that followed, Hayes (who is a realtor) was very focused on...

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How To Regret-Proof Your Home Purchase

More than 1 in 5 homeowners regret buying their current home, according to a recent survey. Here's how to avoid buyer's remorse. Buying a home is a dream for many Americans, and one plenty of them have successfully realized. But what happens if that dream becomes a...

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How Gen Z is Preparing (or Not) For Retirement

The investing information provided on this page is for educational purposes only.  Generation Z is the youngest adult generation in the U.S. today, giving Gen Zers (ages 18-28) ample time to get financially prepared for retirement. But for many, it doesn’t appear to...

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Financial Planning for College

As the cost of college and higher education continues to rise, we at KH Credit Union want to provide you with tools and resources to make your budget work as you pay for higher education for yourself or a loved one. Read more below about financial tools available to...

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4 Reasons Why This Fall Is the Ideal Time to Buy a House

Experts say it’s the most buyer-friendly market in five years. Here’s how to rake in a deal. Hot take: Peak homebuying season is overrated. Sure, summer makes sense if you have kids in school. But wait until fall, and your patience often pays off. With less...

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How to Fit Charitable Giving Into Your Budget

The investing information provided on this page is for educational purposes only. hen I shared personal finance lessons with a kindergarten class recently, the students had one question I wasn’t prepared to answer: How should they fit donating money to others into...

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Fed Rate Trimmed: What Does It Mean For You?

The federal funds rate is now 4%-4.25%. Further 2025 cuts are likely. For the first time in 2025, the Fed has cut rates. That means two things for consumers: Borrowing will get cheaper, but savings returns won’t be as high. It will take time for either effect to take...

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