Buying a House in 2024: How to Overcome the Challenges
From high prices to low inventory, potential home buyers know it’s gnarly out there. But if you’re ready for homeownership, the long-term benefit of buying often outweighs the pain of toughing out the search — even these days. Think of it like your 5 a.m. spin class:...
Credit Card Debt Weighing on You? Some Small Steps Can Pay Off
Credit card debt is an unfortunate reality for many today. Americans owe over $1 trillion in credit card debt, according to recent data from the Federal Reserve Bank of New York. And with steep interest rates and a high cost of living, the end of the road with debt...
Preventing Elder Fraud and Financial Exploitation
Seniors are the fastest growing population segment in Ohio and the Scripps Gerontology Center projects more than 1 in 4 Ohioans will be age 60 and older by 2025. Unfortunately, that growth has contributed to high rates of fraud and financial exploitation targeting the...
How to Plan for Monthly Car Costs
The average cost of total car ownership in the U.S. rose 16% from 2019 to 2022, according to the U.S. Bureau of Transportation Statistics. A new study from NerdWallet conducted by The Harris Poll finds that this cost is wearing on American vehicle owners. The study —...
Investing for Retirement: Why You Might Want to Reconsider That 403(b)
The investing information provided on this page is for educational purposes only. Like many other educators, high school science teacher Robert Curtiss of Dearborn, Michigan, thought he was doing the right thing by investing in his school district’s 403(b) retirement...
How to Spot — and Avoid — Personal Loan Scams
When you need to borrow cash, the last thing you want to encounter is a fraudster plotting to steal money from you. But as people increasingly shop for personal loans online, scammers are ready to take advantage. Consumers reported losing nearly $8.8 billion in losses...
4 Things That Could Impact Your Credit in 2024
Credit is top of mind for many folks going into 2024. Nearly 4 in 5 Americans (79%) say they are trying to improve their credit, according to a recent survey from NerdWallet. Getting ahead of surprises will go a long way in protecting your credit. Here are four things...
How the Fed Affected Your Savings Account in ’23 and What’s Next
Savers end 2023 on a high note. But a Fed rate pause may extend to 2024. In a year that saw the federal funds rate reach its highest level in more than two decades, high-yield savings accounts are earning some of the best rates we’ve seen in a while. This means savvy...
2023 Money Regrets Can Pave the Way for Next Year’s Goals
It’s almost that time, when everyone resolves to do better and achieve more in the coming year. And a new survey suggests that some people may be fueling their 2024 resolutions with the financial regrets of 2023. About two-thirds (67%) of Americans have financial...
Knock Down These 5 Roadblocks to Improving Credit
If you’re working on your credit score, it may feel like an uphill battle. Nearly 4 in 5 Americans (79%) say they’re trying to improve their credit right now, according to a new NerdWallet report. But half of Americans (50%) say there are roadblocks to doing so. Here...