How to Kick-Start Your Retirement Savings
A NerdWallet study found that a majority of Americans don't have a retirement-specific savings account, but it's easier than you might think to get started. Do you have a retirement savings account? If the answer is no, you’re among millions of Americans who don’t....
Tips to Teach Children How to Save and Spend
It is essential to start teaching your child about good spending habits from an early age. Then, as they get older, they will utilize those tips and be able to make smart financial choices for their own families. It can be difficult for a child to understand the...
4 Steps to Having a Debt-Free Summer Vacation in 2024
It’s nearly summertime, and you know what that means: time to figure out how to pay for next year’s summer vacation! OK, maybe that’s not top of mind, but according to a new NerdWallet survey on summer travel, 26% of 2023 summer travelers will use a credit card to pay...
The Busiest Days to Fly Around Memorial Day 2023
Memorial Day may mark the unofficial beginning of summer in the U.S., but it’s the days ahead of it that kick off big airport crowds. The holiday symbolizes the beginning of the summer vacation season for many Americans. But it’s hardly a vacation for airport...
7 Ways to Use Your Tax Refund to Fight Inflation
With prices rising on everyday items, consumers can use tax refunds strategically to offset some of those costs. If inflation has eaten away at your budget the way waves erode a beach, then your tax refund might just provide a much-needed protective barrier. As of...
How to Stay on Budget During Inflationary Times
If you’ve been to a store lately, you know the cost of everything has increased. This is due to inflation, which is the rate of increase in prices over a given period. Inflation occurs when the supply of money grows too large relative to the size of an economy. When...
How Climate Change Can Impact Your Finances
Climate change can affect insurance, household bills and investments, so be prepared to save more. Kristy Jiayi Xu got an unwelcome surprise this New Year’s Eve: The roof of her garage was leaking during a severe rainstorm in San Francisco. Delays in getting a...
5 Tips to Keep You on Track for Tax Season
Filing your taxes can be, well taxing, so it’s best to be as prepared as possible before the deadline. While it is true that most money-saving options to defer income or accelerate deductions are limited after Dec. 31, there are still many steps you can take to make...
Make Your Credit Cards Less Vulnerable to Fraud
Last year, one of my family’s credit cards was used to rack up hundreds of dollars in bogus charges at Apple.com. Another card was compromised four times in a row, as thieves repeatedly charged merchandise and Uber rides. We ultimately got our money back, but...
3 Tips to Reach Your Financial Goals
February is a great time to check how those New Year’s Resolutions are doing. Either you are on a roll, or you have lost some motivation. That’s okay because it’s still early in the new year to get back on track and reevaluate how January went and how you can improve...