Maintaining solid credit can open doors to financial goals, but misunderstanding how credit works can make your efforts futile. As part of the 2024 State of Consumer Credit study, a NerdWallet survey conducted online by The Harris Poll asked more than 2,000 adults a...

The 60/30/10 budget may help you better manage your expenses in an economy with high inflation. You may have heard of the 50/30/20 budget. With this popular budgeting method, you allocate up to 50% of your after-tax income for needs like your rent or mortgage, 30% for...

It’s hard to believe Amazon.com started back in July 1995 as an online retailer that sold books only. Almost 30 years later, it’s likely the first place you look when you get the idea to buy anything. Retailers like Walmart, Best Buy and Target can be...

When a credit card payment due date is approaching and there’s not enough money, your next move could be critical to your finances. From refreshing your budget to evaluating debt payment options, creating a plan as early as possible could keep costs manageable and...

It’s college graduation season, a time to celebrate the years of hard work and effort you’ve invested in your education and career development. Hopefully, the future feels full of endless possibilities. But there’s also an undeniable reality: those possibilities cost...

While the term “emergency fund” is used widely in the personal finance world to refer to short-term savings, some financial experts say the term isn’t helpful for everyone — and may even be harmful. “I’ve never liked the term,” says Pamela Capalad, certified financial...

The investing information provided on this page is for educational purposes only.  Rates on savings accounts and certificates of deposit remain higher than they’ve been for most of the past decade. But what exactly impacts the interest rate of your bank account? Let’s...

The investing information provided on this page is for educational purposes only.  Certificates of deposit work as a short-term savings vehicle for goals such as upcoming home or car purchases. If you’re near or in retirement, you might wonder if CDs fit there too....

College graduation season is underway, and nearly 3.2 million students are slated to pick up their associate or bachelor’s degree diplomas this spring, according to the National Center for Education Statistics. When the cap tosses and festivities wrap up, it’ll be...

While financial fraud can happen to anyone, older adults face unique challenges when it comes to scams, which are increasingly common among that age group. Losses due to scams targeting those age 60 or older ballooned to $3.4 billion last year, an increase of 11% over...