How the Fed Affected Your Savings Account in ’23 and What’s Next
Savers end 2023 on a high note. But a Fed rate pause may extend to 2024. In a year that saw the federal funds rate reach its highest level in more than two decades, high-yield savings accounts are earning some of the best rates we’ve seen in a while. This means savvy...
2023 Money Regrets Can Pave the Way for Next Year’s Goals
It’s almost that time, when everyone resolves to do better and achieve more in the coming year. And a new survey suggests that some people may be fueling their 2024 resolutions with the financial regrets of 2023. About two-thirds (67%) of Americans have financial...
Knock Down These 5 Roadblocks to Improving Credit
If you’re working on your credit score, it may feel like an uphill battle. Nearly 4 in 5 Americans (79%) say they’re trying to improve their credit right now, according to a new NerdWallet report. But half of Americans (50%) say there are roadblocks to doing so. Here...
7 Tax To-Dos Before End-of-Year
As we near the end of 2023, a little bit of planning could help you find ways to reduce what you owe in taxes come April. Here are seven things to consider: 1. Check your filing status Big life changes such as births, deaths and marriages can greatly affect...
5 Ways to Save Money and Time During the Holidays at Disney World
The winter holidays are one of the best times to visit Walt Disney World. The parks and hotels are decked out in fresh decor and there’s no shortage of holiday-themed entertainment. Characters turn up for photos wearing winter garb while some rides get festive...
Short-term, low-risk ways to grow savings
Recently, trying to invest and save for the future has felt like a never-ending cycle of highs and lows for many people. Those investing for longer-term goals, such as retirement, may be able to afford to ride out the market swings. But what if you need money sooner? ...
5 Questions to Ask Before You Buy Now, Pay Later for the Holidays
Shoppers gearing up for the 2023 holiday season won’t have to look hard for a convenient way to pay for all those presents. “Buy now, pay later,” a type of payment plan that divides the total cost of your purchase into smaller installments, is offered at most major...
Finance Nerds Share Tips for Managing Holiday Budgets and Stress
Holidays are meant to be full of love, but sometimes they’re full of stress and anxiety. One of the culprits can be the unspoken financial commitment of family dinners, travel and chaotic gift-buying. Sometimes the stress is beyond your control, but there are some...
How to Protect Yourself From Student Loan Scams as Bills Resume
As borrowers gear up for federal student loan bills resuming this fall, they face a revamped landscape that includes a new repayment plan, servicer switches and long call wait times. Another imminent concern: scammers who want to take advantage of the moment....
Head Into Shopping Season Ready to Manage Spending and Debt
Retailers once again have begun their bid for consumers’ attention with big sales early in fall, such as what amounts to a second Amazon Prime Day sale. A longer holiday shopping season lets you spread out expenses, but it also could lead to overspending. Danetha Doe,...