How to Score Points in the Credit Game

Credit scoring can feel like a frustrating game — falls can be sudden and swift, and climbing is a slow slog. In reality, “all scoring models and lenders are aiming to do the same thing, which is to minimize risk,” says Jeff Richardson, senior vice president of...

What to Buy (and Skip) in January 2022

It’s 2022, and the new normal still feels pretty abnormal. The holiday season came and went, and we all learned a lot about supply chain management. If you’re reading this, you’re likely unfazed by product delays and determined to save a buck in the new year. The good...

How to Sustain Generosity Beyond the Holidays

2020 asked a lot from us. We faced new challenges and reckoned with old ones, and often the world’s problems collided with our own individual needs. Help — whether in donations or even just attention — might’ve been hard to give when you required some yourself. If...

Why a Home Warranty May Not Give You the Fix You Crave

It’s every homeowner’s nightmare — something is broken, and it’s going to cost a lot of money to fix or replace it. Unfortunately, no matter how well you take care of your home, sooner or later, an appliance or major system is bound to croak. Some...

How to Find Out if a Destination Is Safe for Travel

If you’re planning a trip and want to know if the destination is safe to visit, there are so many resources at your disposal to help you decide. As someone who has traveled full-time as a digital nomad for three years, I’ve come to rely on a few useful sources for...